For your household, your business, or both

Pay off debt. Track every dollar. Win grants.

One place for your bills, a real payoff plan, business and personal spending, what to save for taxes, and the grant money most small business owners never apply for.

One payment. No monthly fee. No bank login. 35+ grants listed inside.

Everything a budgeting app does, plus the part they skip.

Built for people who pay a mortgage and run a business from the same kitchen table. Keep personal and business money side by side, never mixed up.

A real debt payoff plan

Enter your balances and what you can pay each month. See your debt-free date with Avalanche (least interest) or Snowball (quick wins), and exactly what to pay on each card this month.

Money in and money out

Track income and spending, personal and business. See what's left over and your business profit every month.

Tax set-aside

Pick a percentage and it tells you what to save from business profit each month, plus when the next quarterly payment is due.

Spending limits

Set a monthly limit for groceries, ads, props, anything. Bars fill up as you spend and turn red when you go over.

Import your statements

Drop in a CSV from your bank or card. No bank login, no linking. It sorts the charges and flags the subscriptions you forgot about.

Reminders by email

A short email when a bill is due in a few days, a grant deadline is close, or a tax payment is coming.

Free money is out there. Most people write a weak answer.

Grant reviewers read hundreds of applications. The ones that win name a real problem, show where every dollar goes, and prove it will work. The Money Map walks you through exactly that.

35+grant programs to apply for, sorted for women & minority-owned businesses, photographers, artists and more, filtered to your country
11hand-picked grants on October's list, with deadlines and amounts
Dailyfederal small business grants from Grants.gov, updated every morning

The grant feed is U.S.-focused, with international opportunities in the monthly list.

Weak answer
“I would use the grant to grow my business, buy equipment and invest in marketing. I'm passionate and I've worked hard to get here.”
  • Could describe any business
  • No plan, no numbers
  • Nothing for a reviewer to remember
Strong answer, built in the app
“Our barrier isn't demand, it's capacity. We turn away about 14 bookings a month with one room. $2,200 builds a second set, $1,500 trains an assistant, and $1,300 funds three months of local ads. That takes us from 22 to 30 sessions a month.”
  • One specific barrier, with a number
  • Every dollar accounted for
  • A measurable before and after

A new grant list every month

Hand-picked grants with amounts, deadlines and who can apply, emailed to you and waiting in the app.

Federal grants, updated daily

Open Grants.gov opportunities for small businesses, pulled in automatically.

Grant Coach, step by step

Never applied for a grant? The coach walks you through it: pick a grant, get your papers ready, answer a few plain questions, and it writes a strong answer from your real numbers.

Ask the coach anything

"What's an EIN?" "Can a sole proprietor apply?" Get plain-English answers while you work, any time.

Answer checker

Grades every answer as you type and flags vague phrases, missing numbers and word-limit problems.

Your credit report, in your hands.

You have the right to dispute errors on your credit report for free. Most people never do, because the letters and deadlines feel confusing. The Credit tab makes it simple.

Track every item

List what's on your reports, mark what looks wrong, and see your card utilization with exactly how much to pay down to reach 30%, 10% or 5%.

Seven ready-to-use letters

Bureau disputes, debt validation, goodwill requests, settlement offers in writing, identity theft blocks and more. Fill in your details, print, sign and mail.

Never miss a deadline

Log a letter and the tracker counts down the reply window, flags anything past due, and keeps your results in one place.

A 90-day rebuild plan

A simple week-by-week checklist built around the two things you control most: on-time payments and lower card balances.

A credit education and self-help tool, not a credit repair service. You review, sign and send every letter yourself. Only inaccurate information can be corrected, and no specific score result is promised.

See inside.

Real screens from the app, shown with example data.

The Grant Coach asking one plain question at a time, with the Ask the Grant Coach assistant answering what an EIN is
The Grant Coach. One plain question at a time, and an assistant for anything you don't understand.
A grant answer drafted from the owner's real numbers
Your answer, written for you from your real numbers.
Debt payoff plan comparing Avalanche and Snowball
Your debt-free date, two ways.
Monthly grant list with amounts and deadlines
A new grant list every month.
Credit letter builder with a dispute letter preview
Credit letters, filled in and ready to print.
Credit dispute tracker with reply deadlines
Every dispute, tracked to the day.
Money in, money out, left over and tax set-aside
Money in and out, plus what to save for taxes.

See the full step-by-step guide →

Stop renting your budget.

Most budgeting apps charge $80 to $200 a year, every year, and none of them help you find or win grants.

Typical budgeting app

$80–$200 / year
  • Subscription forever
  • Wants your bank password
  • Personal money only, or business costs extra
  • No grant help

The Money Map System

$99 once
  • Lifetime access, one payment
  • No bank login. Import a statement when you want to
  • Personal and business side by side
  • Monthly grant list, federal feed and AI writer
Weekend sale
$99$299

Lifetime access. Pay once, use it for good.

  • Bills, debt payoff plans and reminders
  • Money in and out, personal and business
  • Tax set-aside and spending limits
  • Bank statement import and subscription finder
  • 35+ grants listed, a new grant list every month and a daily federal feed
  • Grant Coach: step-by-step application help and an AI assistant
  • Every future update included

Secure checkout by Stripe. Instant access. All sales final.

AB

Built by a business owner, for business owners.

I'm Ana Brandt. I've run my own studios in California and New York for 27 years, and taught photographers and business owners around the world. I built The Money Map System because I wanted one place for the house bills, the business spending, the tax money and the grant deadlines. Now it's yours too.

Questions

Do I have to connect my bank account?

No. You can type things in, or download a CSV statement from your bank's website and drop it in. We never ask for your bank login.

Is it only for photographers or creatives?

No. It's for anyone with bills to pay, and especially anyone who also runs a small business or side hustle.

What does lifetime mean?

You pay once and keep access for as long as The Money Map System runs, including new features we add. No subscription.

Will I definitely get a grant?

No one can promise that. Grants are competitive. The app helps you find ones you qualify for, stay on top of deadlines and write clearer, stronger answers.

Is this financial or tax advice?

No. It's a planning tool. For tax amounts and big decisions, check with your tax preparer or financial advisor.

I'm outside the U.S. Is it useful for me?

Yes. The bills, debt payoff, money in and out and the Grant Coach work anywhere. The grant feed is U.S.-focused, with international opportunities in the monthly list. Set your country and the app only shows grants you can apply for, including arts council grants in Canada, the UK and Australia.

Is the Credit tab a credit repair service?

No. It's a do-it-yourself education and letter tool. You decide what to dispute, and you sign and mail every letter yourself. Federal law lets you dispute errors on your credit report for free. Only information that's inaccurate, incomplete or can't be verified can be corrected, and no one can promise a specific score change. Your date of birth and Social Security number are never stored in the app.

Is my information private?

Yes. Your data is tied to your account and no one else can see it. We don't sell your data. Read the privacy policy.

Can I share it and earn?

Yes. The affiliate program is open. You earn 50% of every sale made through your link, paid by PayPal. You don't have to buy the app to join. Get your affiliate link.

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